Lithuania Fintech Report and Map 2021

Lithuanian Fintech Map 2022 by Rockit, The Fintech Landscape in Lithuania 2021-2022, Invest Lithuania, April 2022


Big Data & Analytics


ABALT is a new generation information system that provides expertly prepared company information that reveals the essence of business. The system provides detailed information about companies – from details to derivative financial indicators. The information is updated daily and is free of charge.


We provide intelligent information, software and analytic solutions to facilitate access to finance. With 33 credit bureaus running today, Creditinfo is the most widespread global partner in the field of credit risk management. Expect us to listen, think long-term and innovate in both developed and emerging markets. We strive to be your preferred partner in credit risk management, efficiently addressing challenges throughout the whole customer lifecycle.


MANU is behavioral analytics company that helps financial institutions profile customers in order to save on client on-boarding and credit scoring. Every person leaves specific marks while progressing through online forms. We track behavioral traits on spot and attribute customers to specific profiles to enable financial institutions make timely and weighted decisions.


At Scorify, we help companies to understand their customer data and employ it for business needs with cutting edge technologies based on scientific econometric, artificial intelligence and machine learning methods. Efficient use of customer data empowers companies to properly evaluate their previous developments, assess with adequacy their current situation and successfully forecast their customer behavior in the future. Using our score and forecasting tools companies take data-based business decisions with lower risk, thus enabling faster grow, increased profitability and customer satisfaction.


We provide intelligent information, software and analytic solutions to facilitate access to finance. With 33 credit bureaus running today, Creditinfo is the most widespread global partner in the field of credit risk management. Expect us to listen, think long-term and innovate in both developed and emerging markets. We strive to be your preferred partner in credit risk management, efficiently addressing challenges throughout the whole customer lifecycle.

Blockchain and Cryptocurrency


CoinGate is a payment gateway for blockchain payments. Our mission is to grow adoption of cryptocurrencies on a global scale by laying out a reliable payments infrastructure that caters for the needs of both merchants and their customers: accessible, convenient and customer oriented.

Cost-efficiency, speed, privacy and security are among the key benefits that blockchain-based payments offer. As such, CoinGate was built with the same values at the core, satisfying both sides of commerce.


Cryptodus is a global blockchain and distributed ledger technology company building infrastructures, applications and best practices that enable a decentralized world.

Cryptodus carries and enhances valuable experience, skills and competences since the early days of the blockchain technology appearance. We believe in a digital future and we are fully committed in what we are doing.


Elastum offers an intuitive platform where you can buy any digital currency, without having to deal with multiple vendors, brokers, exchanges.

The user-friendly digital currency exchange platform for beginners and trusted partner for business, to integrate their coin on Elastum for seamless customer on-boarding.


Entry is a blockchain-based platform empowered by smart contracts; which not only acts as a bank by offering easy deposits, payment and lending services, cross border payments, ATM facility/convenient withdrawals, but also a cryptocurrency exchange for the business and consumer world.


We are committed investors and thoughtful advisors who invest in the decentralized economy.

Gatepool is a technology-enabled investment platform that gives institutional investors, family offices and HNWI access to compelling investment opportunities in the blockchain space.

Your space for digital investments.


Elastum offers an intuitive platform where you can buy any digital currency, without having to deal with multiple vendors, brokers, exchanges.

The user-friendly digital currency exchange platform for beginners and trusted partner for business, to integrate their coin on Elastum for seamless customer on-boarding.


HODL Finance is the European digital lending company.HODL Finance issues loans backed by cryptocurrency and other digital assets. Founded by the shareholders of the peer-to-peer lending platform, SAVY, HODL Finance now serves clients around the world.


Premium investment and exchange services.

We provide personalized, premium services to our clients.

Consultation services for investing in cryptocurrencies
Cryptocurrency exchange services for investors and institutional traders

At Kaiserex our clients are treated like Royalty.

We have built our trading infrastructure with 30+ cryptocurrency markets and multiple OTC connections.
This gives us the edge we need to deliver exceptional results and outperform the competition.


Monetha is a self-sovereign digital identity designed to ease and safeguard your interactions in the digital world while enabling you to utilize your data’s value.

Monetha is creating a universal, transferable, immutable trust and reputation system combined with a payment solution.

Decentralised, empowered by the Ethereum blockchain.


Mysterium is building a decentralised P2P VPN and other tools that allow you to browse the internet freely, earn by sharing your connection, and build censorship-resistant applications.

Free digital passport to the World Wide Web. With Mysterium Network’s VPN you can unblock, stream and download content anonymously – anywhere, anytime.


Spectro Finance Ltd is developing innovative solutions for electronic payments. Currently, its portfolio consists of – cryptocurrency exchange, blockchain wallet, prepaid card solution and payment processing.


Sonemas creates modern and open source solutions for century old business problems in various business sectors. New technologies such as distributed networks, distributed ledgers, enterprise blockchain and self-sovereign identity offer great possibilities to businesses to simplify or improve existing business processes and offer new possibilities and business models which weren’t possible before.


WePower is the next generation green energy procurement and trading platform. It connects Individual business energy buyers directly with energy producers enabling them to purchase energy upfront at below market rates.

WePower platform eliminates the complexity from entering into a power purchase agreement (PPA), gives a right to choose whatever renewable energy volume to contract, increases renewable energy project’s exposure, and provides liquidity to trade power purchase agreements. None of this has been possible before.

The company aims to help individual businesses to transition to green energy and thus make our planet greener. Headquartered in Vilnius, Lithuania, WePower has offices in Melbourne, Madrid and Tallinn.


Digital Banking


Bankera describes itself as a bank for the blockchain era. The company provides the services of a traditional bank, including payment services, loans, deposits, and investments, but caters its services to the blockchain community. Founded in 2017, Bankera raised US$100 million in its initial coin offering (ICO) from 80,000 contributors.


BigWallet Payments is the payment solution provider of the future. Our trailblazing technology and deep understanding of payment processing allows us to create solutions that are tailored to the problems and needs of online businesses.


ConnectPay is one of the fastest growing Electronic Money Institutions (EMI) in Lithuania – the leading fintech hub in continental Europe – providing banking services for internet-based companies. By offering smooth onboarding and boutique banking experience ConnectPay has established a strong clientele featuring numerous Tier 1 companies. Strong focus on different legal jurisdiction specifics enables ConnectPay to make compliance work for their clients not against them.


Curve is on a mission to simplify the way people spend, send, see and save money. We are focused on an ambitious opportunity fuelled by a couple of trends starting to play out in the market, from fragmentation of financial services to new convergence layers for the customer experience. We believe the end-game will be a connected world of money, tailored individually for each customer. We’re building this end game – an Operating System for Money.


EUROPEAN MERCHANT BANK is a newly established bank in Lithuania, licensed by the European Central Bank in December 2018.


FINCI has been established to offer a range of innovative Financial services and IT solutions to customers, both individuals and businesses. We have an Electronic Money Institution license from the Bank of Lithuania and we are getting ready to offer services in the 1st quarter of 2021.


A new generation fully digital challenger bank


Inbank is a consumer finance-focused digital bank with an EU credit institution license, active in seven countries.


International Business Settlement (IBS) devotes itself to constructing a global cross-border payment clearing and settlement network with regional clearing circles, realizing a rapid, safe and low-cost direct payment channel between local currencies and Chinese Yuan (CNY).

MANO.BANK – is the most ambitious bank in Lithuania. Our digital banking story has begun in 2019 after receiving European banking licence.


PayRay operates in the field of working capital financing, established in Lithuania from July 2018.


RATO Credit Union (formerly Vilnius Regional Credit Union) is one of the longest operating credit unions in Lithuania. The union has been striving to provide the best financial offers to its members and to become a reliable partner in your daily business and business.


The Neobank of the New Generation.



We are building the world’s first truly global financial superapp. In 2015, Revolut launched in the UK offering money transfer and exchange. Today, our 15 million customers around the world use dozens of Revolut’s innovative products to make more than 100 million transactions a month.

Across our personal and business accounts, we help customers improve their financial health, give them more control, and connect people seamlessly across the world.


Seven Seas Finance is a global FinTech company that devotes itself to constructing a fully-digital and most efficient one stop banking platform with safe, low-cost and easy-to-use online financial services needed for trading Businesses and Consumers all around the world.


Trustcom Financial is the online bank that offers flexible and safe online bank accounts for people and companies as well.


Born as the response to the ever-changing needs of our generation, VIALET gives you the financial service management tool that you’ve always deserved.


Walletto UAB is an electronic money institution focused on payment cards issuing, payment services for merchants. Walletto UAB offers payment cards for individuals, payment cards for merchants, processing customer payments to merchants to individuals, online merchants. In 2019 Walletto UAB had total customer funds to be safeguarded of 4.61 mln EUR, Walletto UAB generated gross profit of 534,000.00 EUR. Incorporated in Lithuania, Walletto UAB is authorized and regulated by the Bank of Lithuania.


Wittix will allow companies and individuals to receive and transfer funds globally at competitive currency exchange rate.

Wittix Wallet offers the most affordable rates and fees found anywhere online for similar services. Our comprehensive network of global banks and credit companies allows us to offer our clients the lowest real time, accurate and competitive exchange rates, all offered at the lowest commission rates.


ZEN is the answer to problems that plague traditional banking.

Say hello to major time savings, secure transactions and instant access to your money anytime, anywhere. We offer an elegant, streamlined money management solution that makes financing peaceful.

We’re inviting you to work together on a tool that will help customers from all over the world manage their money with zero effort. Join the ZEN team now and change the world of finance for the better.

Compliance Management & Cybersecurity


AML Analytics are the world leaders in the testing and validation of automated sanction / PEP screening and transaction monitoring technologies used by financial institutions in the regulated sector for protection against the risks associated with financial crime.

AML Analytics has grown in ten years from an emerging start-up into an established and trusted anti-money laundering (AML) technology company with a team of talented and dedicated professionals delivering unrivalled RegTech and SupTech solutions.


ComplyTech is a Know Your Customer (KYC) end-to-end technology and service provider, with a team of international experience in anti-money laundering programs and regulations.

We offer financial institutions ‘’KYC as a Service’’ or in other words full AML ecosystem. It’s a full outsourcing solution that includes both system and service. Our solution enables fast and efficient KYC due diligence processing during all stages of the customer relationship, so to ensure that financial institutions meet their obligations with regards to the challenging and evolving KYC anti money laundering laws and regulations.

DIGITAL.AI is the intelligent Value Stream Management company that enables Global 5000 enterprises to accelerate their digital transformation initiatives and deliver secure digital products their customers can trust. was formed by bringing together proven technology leaders in business agility, software delivery, and application security into one integrated, intelligent value stream platform. Together, we have more than fifty years of experience providing critical business and technology solutions to over 1500 companies around the world.


Dokobit is the biggest PKI-based solutions provider in the Baltics offering businesses and public sector SaaS solutions for authentication, signing and validation processes. Dokobit supports the variety of eIDs used across Europe, from national ID cards to other notified eID scheme tools such as Mobile ID or Smart-ID, allowing businesses to provide e-services, including document signing, across borders.


Finpass, UAB is a fintech start-up that was established in 2014. The purpose of Finpass is to develop people-oriented simple and convenient fintech solutions. In 2017, the company moved to Sandbox created by Creditinfo Lietuva, UAB, and a few months later an app and network interface were developed, which enabled people to create their own financial passport, namely, to identify themselves online and to receive detailed financial information in one place – credit rating, credit history and systemic bank account information. Individuals can share this information with anyone. A financial passport provides more and greater competitive opportunities for individual to obtain the required funding.


We are a leading value-added distributor of cybersecurity and infrastructure solutions that provide IT security products and services for SMB and enterprises.

At Hermitage solutions, we seek to safeguard digital assets of organizations from external and internal threats as well as help to ensure compliance of relevant legislation and regulations in the markets we operate.

Our business model uniquely caters to our represented vendors, channel and end customers. With offices across the Baltics, we have a geographic reach to efficiently serve the needs of companies in Lithuania, Latvia and Estonia.


iDenfy is an online identity verification company, helping to reduce frauds and makes business smoother and more profitable. We created our product to help businesses comply with Know Your Customer (KYC) rules and support electronic identity verification requirements (eIDV).


Mark ID – global universal identity verification platform powered by machine learning, as well as Identity verification and e-signature gateway for the Baltic States and beyond. We help companies to fight fraud, reduce costs and meet KYC, GDPR and AML compliance and regulation requirements as well as enable digital channels.


We assess, develop and manage cyber threats across our increasingly connected society. We advise global technology, manufacturers, financial institutions, critical national infrastructure providers, retailers and governments on the best way to keep businesses, software and personal data safe.

With our knowledge, experience and global footprint, we are best placed to help businesses identify, assess, mitigate & respond to the risks they face.

We are passionate about making the Internet safer and revolutionising the way in which organisations think about cyber security.

Headquartered in Manchester, UK, with over 35 offices across the world, NCC Group employs more than 2,000 people and is a trusted advisor to 15,000 clients worldwide.


NRD Cyber Security (NRD CS) establishes cybersecurity capacity and enhances cyber resilience to nations and organizations. The company specializes in the establishment and modernization of cybersecurity teams (CSIRTs) and security operations centers (SOCs) as well as cyber threat intelligence and managed security services. Also, company’s experts actively participate in international cybersecurity community, develop and improve methodologies for strengthening cyber resilience.

The geography of NRD Cyber Security projects include but is not limited to Europe, Asia, South America and Africa. The company provides cybersecurity consultancy services and solutions to nations, sectors, corporate structures and SMEs and is part of INVL Technology Nasdaq Vilnius listed closed-end investment in IT businesses company. INVL Technology family of companies is home to more than 300 specialists working globally in cybersecurity, system development and set-up, IT licensing, management and administration.


Ondato provides a complete compliance management suite in regards to the know your customer procedure. Starting from both photo and live video Identity verification (Both natural and legal entities), data monitoring, screening, due-diligence, risk scoring and case management all in one place.


Founded in 2004 SSC is the leading PKI solution provider for government institutions and business organizations. Over 15 types of digital certificate profiles covering virtually all major usage scenarios. El. signature software for end users, businesses and government institutions. Innovative mobile signature platform.


To realize our grand vision we needed something exceptional. Something that leverages EU regulation and standards on identification, uses emerging liberation of bank data and advances in machine processing of biometrics and ID documents and is accessible and affordable. To consumers and companies alike.

We created ZealiD. A consumer-first product based on an innovative packaging of the versatile electronic signature. We designed it to provide globally connected citizens with their first and only electronic identity and signature.

ZealiD is a powerful extension of true identity. It provides transparency, inclusion, choice, and opportunity for everyone, and sits right next to the consumer’s heart.

Welcome to the ZealiD circle of trust.

Financial Software


ASHBURN International was founded in 1998, and it is part of the Penki Kontinentai since 2003. Today, software development and payment card authorization solutions are the main area of ASHBURN International activities. The solution meets the requirements of the following international payment systems: VISA International, MasterCard International, American Express, China Union Pay, Diners Club. The range of services includes installation, updating and maintenance of software solutions.


B4B Payments provides forward-thinking payment processing solutions, which enable any size organisation to manage expenses, simplify payroll, reimbursements, and offer employee rewards and incentives.

With over 1,000 customers and growing, B4B Payments, voted the Best Prepaid Product of the Year in 2019, operates throughout Europe and North America.

As a leader in Fintech and prepaid payment solutions for over 12 years, employing a global team, B4B Payments continues to offer innovative, flexible, and time-saving solutions that streamline and eliminate antiquated finance and accounting processes.

B4B Payments Europe is a member of the Federation of Small Businesses, PIF (Prepaid International Forum), Innovate Finance, and the Mayor of London’s International Business Program.


Bittiq is a Fintech that wants to make financial decisions simple for everyone. In this era of open banking and PSD2, we develop consumer-centric solutions that help companies to empower their users with better financial decisions. Based on our direct interaction with customers, we know like no other how to create services that end-users love.


Contis is the engine powering the payments revolution. We help organisations unleash their true potential with award-winning, cloud-based, real-time payments solutions.

Everyone’s needs are unique. That’s why our end-to-end platform and alternative account technology enables every company to build their own bespoke solution.

This might be providing alternative banks with a complete account (with Direct Debit, Faster Payments, debit card etc), umbrella payroll companies with a remittance platform or companies with access to Faster Payments infrastructure. We also put next generation accounts, cards and apps in the hands of their customers.


EPS LT has over 20 years of experience in the area of payment solution development and payment data processing. EPS LT provides payment services and solutions in all Baltic countries, Ukraine, Belarus, Serbia and Romania.


ETRONIKA provides award winning Omnichannel Digital Banking platform for banks and other FI, Smart Retail and Identity solutions that takes you step ahead in digital transformation.


Fininbox provides full IT systems “in a box” for modern financial services.
We’re part of the Forbis Group, the maker of FORPOST banking software which leading international banks rely on to meet the challenges of today’s financial industry. Based in EU member Lithuania, Forbis has been building advanced banking information systems for three decades.
Fininbox delivers FORPOST on a flexible SYSTEM-as-a-service (SaaS) basis: software, infrastructure, support and development. Everything. For a trusted and customer-friendly banking system that costs less, has more features and scales more easily than one built and maintained in-house.
In a world of rapid change, this approach can really pay off for institutions of any size: from banks and credit unions, to payment providers, currency exchange operators and FinTech firms of every kind.
Enabling total focus on creating value for customers. And eliminating many costs and headaches.
Rent IT. Don’t re-invent IT.



Finnovative is a place where banks, PSPs, businesses and developers alike create innovative and trusted financial experiences through enhanced connectivity to global banking.

In Finnovative we use best solutions for business. We are providing overall support and training for our clients.

We offer solutions for banking sector, to facilitate data exchange and stimulate innovative products and services development.


FintechLab is one of the leading SaaS banking platform providers for new and existing businesses in eMoney, banking, money remittance or crypto industry. Our system is the off-the-shelf solution, scalable for million of active users, ready to be LIVE for your project within a month. The platform contains numerous modules enabling technological superiority on the market.


“Most innovative IT solutions for financial services“ is what best describes “Forbis” company. Established in 1990 the company has always been able to offer the cutting-edge technology to various scale clients starting from large banks to small credit companies. Our core product FORPOST is highly adaptable to any business needs: it can work equally well as a powerful independent banking system, or as a separate feature module integrated to existing core systems, or as a platform hosting company services. Additionally, we offer IT solutions tailored for online banking, mobile banking plastic card services, advanced client management system and much more. We are confident with our proposed services as our employees are veterans and pioneers in their own domain.


Future Technologies offers fully Automated Accounting.
Businesses struggle to get timely financial data in a user-friendly way. Thus, real-time business decision-making is not based on a real-time business situation. Managing accounting is yet another obstacle that distracts entrepreneurs from doing business – it is a burden and produces no business insights real-time.


Top-notch Hercuscard solution by Creditco. Next-level business performance with our intelligent prepaid card solution.


Founded in 2012, HES FinTech is an established market leader that provides financial institutions from all over the world with intelligent automation-driven lending solutions.

To reduce the cost and complexity of loan lifecycle management, we deliver a unique lending experience for lenders of all sizes. Available in 90 days, HES FinTech’s platforms streamline the lending process in its entirety, replacing repetitive manual tasks with automation to help lenders solve the toughest industry challenges.


Inform Debtor revolutionizes debt collection on a global scale. It allows you to inform debtors in the easy, quick and affordable way. By giving you a borderless access to partners who take care of debt administration and collection, ID solves fundamental problems creditors face.

IVPI (Informacinio verslo paslaugų įmonė)

In 1968, the Republican Department of Statistics was established, which in 1994 was reorganized into a public limited liability company “Informacinio verslo paslaugų įmonė” in accordance with the resolution of the Republic of Lithuania government. The main activity of the Company is the administration of taxes on energy-communal services, provided to residents by means of a general payment booklet.


Kernolab is an IT company, which specializes in the development of core solutions for financial service providers.

Despite all the changes in the financial markets, Banks remain fossilized and stuck in the “glory days”. They are not able to adapt to such a rapid change in the market, are not user friendly or flexible to adapt to the growing needs of today’s user. At Kernolab, we are seeking to make banking and its products simpler, easier and lighter. They should be adaptable to all the customer needs, effortless, intuitive, secure and most importantly – making life easier for its user.


kevin. is a payments fintech that provides a secure and developer-friendly payments infrastructure accessible via an API. We give businesses the ability to accept payments directly from banks, cutting out the card networks and making payments process cheaper, faster, smoother and more convenient.
Our aim is to disrupt the payments sector, unlocking the potential of open banking to a wide range of market players. Our banking payments solutions outcompete card networks on both quality and price, and are fully compliant with the PSD2 framework.
kevin. is licensed to operate across the EEA and is supervised by the Bank of Lithuania.


Kontomatik is an API that allows financial institutions access customers’ banking activity. Kontomatik add-ons enrich and structure the data to build a broader financial behavior profile for analytics purposes. Kontomatik data can be used to identify a customer (KYC) online, perform a detailed credit scoring, and customer segmentation in a more precise way.


LENDSTREAM is designed for mortgage/consumer/micro lending, leasing and loan broker companies, which have out-dated, few non-integrated CRM, ERP systems and willing to have one solid system within shortest implementation period possible.


Lock Trust, Inc II Banking a One-World Market: (LT) is a closed-loop E-Wallet and integrated gateway providing a customized solution for both high and low-risk merchant payments, banking, and business services.

A US and EU based Fintech company focused primarily on under-served communities and industries with regards to banking and compliance. LT is A fully PCI DSS Level 1 compliant technology payment services provider that can acquire and settle Visa and MasterCard transactions globally; additionally, LT is a Quasi-cash ISO in the Visa Payment system offering the most robust licensed banking framework software on the market to banks.


Mambu gives financial institutions a powerful competitive edge by allowing them to rapidly create, launch and service any lending or deposit portfolio through a modern SaaS banking platform.

Built from the cloud up, Mambu is a powerful alternative to the costs and complexity of traditional core banking systems or custom in-house solutions.


Our engineers design, build, integrate and support complex bespoke financial platforms and innovative digital solutions for financial industry clients in the UK, Switzerland and across EU.

Our customers are banks, hedge funds, insurers, commodities traders, financial information providers and a top 3 global stock exchange. We also work with a number of successful fintech and regtech startups.


Moorwand is a London based financial services provider offering issuing, digital banking and acquiring services. We provide access to card schemes and banking services, in addition to Electronic Money Services, to banks, fintechs, and payment companies.

Moorwand consistently strives to reduce payment friction and transform payments compliance into an enabler of innovation.

Moorwand’s legal and payments expertise makes it uniquely placed to support our clients, and understand the impact of regulations, anticipating the next wave of innovation before they break.


Digital Money for the modern world, Nano makes money efficient – simple to pay with, easy to integrate, and open to all.

No fuss, no fees, no waiting – Nano is sustainable and decentralized digital money for the modern world.


Global fintech company providing a comprehensive operating system and payments platform for retailers. Established in 2005, Nayax started as cashless payment, IoT service and management solution provider for unattended retail. Over the years, thanks to our customer-first mindset, and the ability to develop our offering in-house, the company evolved into an omnichannel retail solution provider.


Nikulipe (Swahili for “I pay you”) was founded by four Fintech and Payment Experts with combined more than 50 years industry experience.

Our mission is to give our clients access to local payment methods in fast growing emerging markets. One of our first projects is to create an innovative open-banking solution for the Baltic region.


OpenWay Group was founded over 15 years ago. We develop WAY4, an innovative e-payment processing framework for banks, payment processors, telcos and petrol companies.

OpenWay was initially headquartered in Brussels, Belgium with one R&D team there and another in St. Petersburg, Russia. Today we are a global company with 10 offices and 130 customers around the world.

Our portfolio consists of WAY4 Digital and Lifestyle Banking, Omni-Channel, Card and Merchant Management, Financial Switching, Prepaid Cards, E-Commerce, Mobile Payments, Digital Wallet, DCC, Fuel Cards, and other solutions.


Paydoo offers payment processing and acquiring services to European merchants and fintechs.

Started in the Baltics in 2013, Paydoo has grown to become a leading and trusted Payment Service Provider throughout Europe.
From a modest office with 1 employee, Paydoo has established a global footprint with over 40 employees across its offices in Riga, Vilnius, New York & Connecticut (United States).


Paysolut offers core banking solutions for EMIs, PIs, specialized banks. We also provide SEPA integrations and more…

Paysolut Ltd is serving future unicorns of fintech by providing our mobile banking platform to run their business on. We help to save money and launch faster by acting as the single vendor for the software, know-how, partnerships and even an interim payments institution licence.


Probanx Solutions Ltd is an international banking software company, an autonomous subsidiary of Australian Securities and Frankfurt Stock Exchange-listed iSignthis Ltd (ASX : ISX) | (FRA :TA8), has been serving the bank industry since the year 2000 by developing comprehensive banking software solutions to financial institutions around the globe.

Probanx offers web-based banking solutions using the latest technology and international standard business rules. Our customers are located on five continents and it is our mission to offer the best quality and service. The banking sector is a highly competitive industry. Customers are offered a plethora of choices, preferential rates and services from competitive financial institutions. Banks wanting to stay ahead of the competition require flexibility to quickly adjust to market conditions and fine-tune their products and services. This is difficult to achieve with traditional banking software, only through a solution like our Enterprise Banking System called CorePlus, which features a flexible and user-friendly design combined with state-of-the-art technology.


Railsbank is the pioneer and innovator in the global Banking as a Platform (BaaP) sector, enabling banks, businesses and brands to define the future of consumer and SME finance. Currently, Railsbank is live and enabling customers in the UK, Europe, SE Asia and the US. It is the only global BaaP player.

The Railsbank platform enables marketers, product managers, developers to take their financial product vision and rapidly prototype, launch and scale their vision using its open finance platform, financial operations, regulatory licensing and rich set of APIs.


Revel Systems powers the ambitions of restaurants and retailers with a robust cloud-based point of sale (POS) and business management system. Designed to maximize security, stability, ease of use, and service delivery, Revel’s ecosystem replaces bulky, expensive legacy solutions with a quick, intuitive iOS-based POS platform that combines cloud-based technology and the mobility of the iPad.

We work with all businesses—from small merchants to global enterprises—looking to modernize, future-proof their operations, and implement a system that adds value through incremental revenue, cost reduction, and a better experience for customers and employees.

Founded in 2010 with major offices in Atlanta, Lithuania, and San Francisco, Revel is a leading member of the Apple Enterprise Mobility Program.


Rikanus is building Crowdfunding Platforms. A to Z custom solution to launch your crowdfunding platform.

Different to the technology development firms, we have experience running & scaling market-leading Real Estate crowdfunding platform worldwide. Thus, we are more than a technology provider and can assist on a wide range of areas including, but not limited to, marketing, branding strategies as well as, consulting on best deal structures to attract the attention of the retail investors.


RoboLabs provides modern accounting, document processing and business analytics services throughout Lithuania.


White-label Digital Payment Platform

A platform built by a team with 15+ years of experience in FinTech. We know firsthand what it takes to develop real payments products. is your proven technology partner.


Shift4 Payments is the leader in secure payment processing solutions. The company’s groundbreaking technologies help power the top software providers in numerous verticals, including hospitality, retail, F&B, e-commerce, lodging, gaming, and many more. Shift4’s family of software brands includes Harbortouch, Restaurant Manager, POSitouch, and Future POS — with additional integrations to 300+ POS/PMS systems across every industry. With an expansive global footprint that includes eight offices across the U.S. and Europe and over 8,000 sales partners, the company securely processes more than a billion transactions annually for nearly 225,000 businesses, representing over $250 billion in payments each year.


Payment is therefore Speedyteller.

Building simple tools to help businesses participate and thrive in the economy.

We believe the economy is better when everyone has access. When everyone has room to grow. No one should be left out because the cost is too great or the technology too complex.

We’re here to help sellers of all sizes start, run, and grow their business—and helping them grow their business is good business for everyone.


Since 1997, Tia has provided open and flexible software to insurers all over the world. We are the “system of records” supporting all core processes in an insurance company and we offer a portfolio of add-on solutions supporting digital and analytics. Every day we draw strength from our more than 20 years of hands-on industry knowledge to service our 70 customers in 25 countries. More than 30,000 insurance professionals from all over the world use our software, daily.

We bring speed and agility to insurance ecosystems with the ambition is to be the first choice for insurers in our core markets and build long-term relationships with happy customers. Our values shape our way of working and help us define and reach our targets:


Tribe is a payments technology company providing ‘end to end’ services in the payments space.
We are the first certified card payments platform in Europe offering Visa, Mastercard and Union Pay. Issuer agnostic, our processing platform utilises the latest technology to allow customers the ability to add and choose the modules that are function rich, flexible and put the customer in control. In addition, we can provide you with acquiring services, a payment gateway and a digital wallet solution.
We are a payments business that thinks differently. Our customers don’t need to know how the complex world of payments works, because we do. Good people create great businesses. We’re a family of remarkable people who listen, think and collaborate to imagine and build new solutions that will empower the payments community.


Velmie is a financial technology solutions provider for established banks and FinTech firms.


Verifone makes it simple to revolutionize customer journeys by providing a single, unified, global platform that enables seamless payment experiences – anywhere, anytime, with any payment method. Powered by a growing footprint of over 35 million devices in more than 150 countries, we are the experts trusted by the biggest and best-known brands around the globe. Built on a 38-year history of uncompromised security, we are committed to consistently solving the most complex payment challenges. There’s a reason why 46% of the world’s non-cash transactions are processed on Verifone systems. Want to learn why? Visit today.


ViaCorex is a cloud-based e-procurement platform which streamlines and centralizes procurement processes. We provide deficient functionality in ERP or accounting systems like e-sourcing, suppliers and e-catalog management, requisitions and approvals, purchase orders, b2b e-commerce and many more.

VPO (Virtualių paslaugų operatorius)

VPO has been a pioneer in transactions management, providing end-to-end payment and transaction solutions including POS hardware, software, service kiosks, virtual and remote terminals, payment processing, intelligent analysis, routing of promotions, incentives and customer relationship management services.


Worldline [Euronext: WLN] is the European leader in the payments and transactional services industry and #4 player worldwide. With its global reach and its commitment to innovation, Worldline is the technology partner of choice for merchants, banks and third-party acquirers as well as public transport operators, government agencies and industrial companies in all sectors. Powered by over 20,000 employees in more than 50 countries, Worldline provides its clients with sustainable, trusted and secure solutions across the payment value chain, fostering their business growth wherever they are. Services offered by Worldline in the areas of Merchant Services; Terminals, Solutions & Services; Financial Services and Mobility & e-Transactional Services include domestic and cross-border commercial acquiring, both in-store and online, highly-secure payment transaction processing, a broad portfolio of payment terminals as well as e-ticketing and digital services in the industrial environment. In 2019 Worldline generated a proforma revenue of 5.3 billion euros.


At Yapily, we enable businesses and consumers around the world to share data and access payment infrastructure.

We connect businesses to thousands of banks through a secure open API. Taking care of the complexity and management of connections, saving businesses time and money.

As the world moves towards an open economy, we exist to power the innovative solutions that will ultimately transform the way we all interact with financial products and services.



Insurance claims collaboration platform. We optimize data exchange between insurers, brokers, their customers. Our goal is to digitize the data exchange between all claims handling participants: insurers, brokers, their customers, loss adjusters, and all others.


Insurance brokerage company EDRAUDA was established for the modern Lithuanian consumer, for whom the time-quality ratio became very important.


EIS Group is the technology innovator for insurance. Our digital insurance platform is built to move carriers closer to their customers. Cloud-enabled and mobile-ready, the unified platform of core, experience and insight solutions empowers insurers to digitize core insurance operations, create the essential data foundation and deliver easier-than-easy experiences that attract a new generation of customers.


Software development company focused on building mobile-first insurance solutions and digital propositions for the 21st century insurers.

What initially came out as an IT system turned into what is now Mobassurance – a hybrid between technology provider to the insurance sector and specialist insurance distributor working specifically with mobile network operators.

We are fuelled by our mission of improving the way people buy insurance. Forever.


Ooniq is a next generation peer-to-peer insurer. With Ooniq, friends come together to collectively protect the stuff they love. Your friends are your safety net if something were to go wrong. If you and your friends take good care of the stuff you love, you all get a cashback on your premium.


Switch4sure mission is to ensure a cheaper and more reliable insurance coverage. Our innovative solutions allow everyone to switch insurance companies easily while paying one third less for our services.


Ubitel – car insurance provider in Baltics.



Altero is an automated platform, where clients receive several lender offers in a short period of time. 1 place, 1 application.

We are a rapidly growing FinTech company. Our team has a strong background in banking, finance and IT fields.


Blender is a global e-lending platform that provides cross-border lending services. Blender operates as a direct lender or as a cross-border marketplace.
Blender aims to become vastly common global consumer lending channel, where people across the globe will be able to apply for a loan through one single mobile app.
Other than its own activity, Blender also provides White Label Solutions to banks and financial institutions around the world seeking to upgrade their old fashion retail lending systems to new, efficient state-of-the-art systems.
Blender is currently active in Italy, Israel and Baltics, and expanding to Asia and Latin America in the near future. In Europe, we operate under our recently acquired Electronic Money Institution License (the same license used by PayPal, AMEX, Facebook etc.).
Blender was founded in 2014 by Dr. Gal Aviv, CEO, Mr. Boaz Aviv, CTO, and Mr. Barak Gur, VP Product, and among its shareholders, are highly reputable industry leaders.


Providers of high-speed credit loans.


CapitalBox is the Leading European Fintech SME Lender. We’re providing SMEs across Europe with fast and easy working capital, helping them to grow their businesses and improve their communities. We’re active in 6 European countries with active plans to expand our footprint across the rest of the EU.


Credit King is a free loan comparison platform. Just fill out one application and get offers from different credit companies. We work with more than 19 credit companies and unions to help you borrow on the best terms.


CreditPartner is a financial institution that successfully provides all types of loan services. Our priority is an individual approach, so we delve into the unique situation of each client. There are no insurmountable problems for CreditPartner specialists. Representatives of our company try to positively assess any financial situation and provide at least some solutions to implement your ideas.

ESKOLOS is an online platform where it is extremely convenient and simple to register a debt and submit it for recovery.


UAB LSV Intergroup, which manages the brand, is a modern short-term credit company with Lithuanian capital and a wide range of customers in Lithuania. The company’s activities are based on high personnel management and ethical standards, focused on long-term cooperation with each client. For the convenience of customers, the system is constantly technically improved and the possibilities of the offered services are expanded.


The fintech company Factris, with offices in the Netherlands, Lithuania, and Latvia, has been disrupting the financial system with its innovative solutions to traditional banking since 2017. The company focuses on assisting SMEs by providing low-cost working capital, along with other custom-tailored financial services.

What makes factoring with Factris so fast and secure is our custom-built “Finance Automation for Business,” or FAB platform.

FAB platform is what directly connects you to Factris; it’s where you upload your invoices, request credit limits, monitor payments, and receive same-day capital for invoices that are factored.


Faktoro provides financial assistance to small and medium-sized enterprises when they need them most. We finance corporate accounts quickly and easily, always with complete confidentiality and data protection.
With more than 20 years of experience in the financial sector, Faktoro employees find the solutions that best suit your needs. We can not only provide the working capital that is essential to achieve business goals, but also provide advice on how to effectively manage the business and plan financial flows.


FinBee is peer-to-peer lending platform providing services to individuals and companies in Lithuania since 2015. By connecting lenders with trustworthy borrowers we aim to create environment where everybody wins: investors enjoy substantial returns and borrowers get low interest rates.


Finora Capital is a digital-only, SME focused lender. We offer to our clients in Estonia and Lithuania flexible and favourable financing opportunities. We are not competing with retail banks and don’t want to be associated with payday lenders. Our focus is on broad range of loan products to SMEs: investment loans, working capital credit, factoring, leasing, guarantees.

Interaction with us is smooth and easy. Based on our team’s long-term experience in international banking, leasing and corporate finance we are able to provide trustworthy and suitable financing opportunities to our clients since 2014.


First Finance is a non-banking financial institution that provides loans to individuals and businesses.


We have been operating in the financial sector for 15 years, the bank’s loan portfolio currently reaches 71.4 million. euros. We have 17 customer service departments in Lithuania, and with our services in 2020. benefited over 16,000 customers.
In order to contribute to the solution of socially sensitive issues in society, we support charity and support foundations: Rimantas Kaukėnas Support Group, SOS Children’s Villages in Lithuania Society and Help the Street Children.


Investments backed by heavy machinery. No buybacks or other artificial guarantees. Just heavy heavy machines.


Mortgages with real estate collateral.


We are International Personal Finance plc, a leading international home credit and digital loans business serving 2.2m customers. We operate in Poland, the Czech Republic, Hungary, Romania and Mexico through our Provident brand. Our digital business currently serves customers in Spain, Australia, Mexico, Poland, Lithuania, Finland, Latvia and Estonia. Our international operations are supported by a central team based in Leeds in the UK.


We offer consumer loans and refinancing from € 100 to € 3,000 and flexible payment terms, with the possibility of extension. For your convenience, you can choose a term from 3 to 36 months (3 years). If you are between the ages of 18 and 70, have no debts, you can register, apply and get credit quickly online.


Lenders is an international loan matchmaking platform, dedicated to optimizing online borrowing.

Since 2018 we are on a mission to grow global access to better financing. We do it by helping people find the best credit proposals from main commercial banks, consumer, mortgage, and SME loan companies in multiple markets across Europe.

With a huge focus on great customer experience, flexible IT solutions, and a trusted partner network, we are able to effectively connect consumers with lenders saving time, money, and effort for everyone involved.


Non-banking financial institution specialising in consumer financing which has been supervised by the Central Bank of the Republic of Lithuania (Office of Supervision, Central Bank of the Republic of Lithuania, Zirmunu st 151, Vilnius, Lithuania, since 1 January 2012. Until the end of 2011 supervision of UAB “Moment Credit” was exercised by the State Consumer Rights Protection Authority of the Republic of Lithuania


Noviti finance – business financing without stars. We believe that business loans need to be more transparent. Therefore, our funding proposals are precise and clear. No hidden extra fees, difficult to understand terms. No stars.

We established a company called Credital for Business in early 2016 to provide more accessible business financing solutions to small businesses.

PRASISKOLINAU.LT – mediator, mediator, consultant, debt refinancer and representative, keeping the hardest part of the debt – stress – for himself.


Percentas ( is a peer-to-peer borrowing platform that connects people who want to borrow money and others that are looking for new investment opportunities. Procentas acts as a intermediary between the borrowers and the investors. The company is controlled by the Central Bank of Lithuania, Procentas administrates loan applications, checks the credit information and ratings of the borrowers, administrates and issues loans on behalf of the investors, carries out all the other actions related to the borrowers and the investors. All in all, Procentas gives opportunity to invest and to borrow money.


SIMPLEFIN is an alternative to bank financing – it helps small and medium-sized enterprises to obtain the necessary financing for business. Loans are provided to finance the SME’s investments and to fill the working capital gap, provided that such financing is related to the start-up of a new activity of the SME or the maintenance, strengthening or development of an existing activity. Financing for SMEs is provided in the form of a loan, factoring or financial lease.


TF Bank is an internet-based niche bank offering consumer banking services and e-commerce solutions through a proprietary IT platform with a high degree of automation. The platform is designed for scalability and adaptation to different products, countries, currencies and digital banking solutions.

We carry out deposit and/or lending activities with consumers in Sweden, Finland, Norway, Denmark, Poland, Germany, Austria, Estonia, Lithuania and Latvia through subsidiaries, branches or cross-border banking. From 2020 the operations are divided into three segments: Consumer Lending, Ecommerce Solutions and Credit Cards.


Vivus Finance is one of the world’s leading microfinance companies.

Our rapid growth is a result of the careful attention paid to the needs of our customers together with a strong leadership and management team. Our customers are typically of young to middle age with average income who require a fast and convenient short-term financial solution.



Enga systems develops Challenger – the solution for customer development and engagement for large enterprises. Challenger is the client development platform – a system that helps companies to enable client engagement into activity with the organisation systematically and automate the process.


Click2Sell is an innovative online affiliate marketing network which combines an online point of sale, transaction processing using integrated payment service providers, affiliate management system and an affiliate network in one website. We encourage digital products publishers to join us and sell their products more easily, effectively. Best thing – our services are based on Pay-Per-Performance model, so you have great opportunity to increase sales without risk of loosing something!


We help entrepreneurs and businesses to manage their fans’ subscriptions or support their favorite creators and unlock exclusive content.


Unifiedpost Group wants to become the leading cloud-based platform for SME business services built on “Documents”, “Identity” and “Payments”. Unifiedpost operates and develops a 100% cloud-based platform for administrative and financial services that allows real-time and seamless connections between Unifiedpost’s customers, their suppliers, their customers and other parties along the financial value chain. With its one-stop-shop solutions, Unifiedpost Group’s mission is to make administrative and financial processes simple and smart for its customers. Since its founding in 2001, Unifiedpost Group has grown significantly, expanding to offices in 15 countries throughout Europe, with more than 350 million documents processed in 2019, reaching over 400,000 SMEs and more than 250 Corporates across its platform today.



Alternative Payments is the leading local payment methods service provider processing for 18.000+ active eCommerce merchants offering the most comprehensive portfolio of local payment methods. The portfolio includes the most popular local payment methods such as SEPA DirectDebit, iDEAL, giropay, Sofort, eps, Przelewy24, Teleingreso, POLi, SafetyPay, Bancontact, TrustPay, Verkkopankki, QIWI, Alipay, Tenpay, UnionPay, Paysafecard, CASHU, BoletoBancario and Brazilian Charge Cards!


Ambr is a fintech offering crossborder business payment solutions, with direct connectivity between Europe and China.


One time payments in cryptocurrencies are easy. Subscription payments in cryptocurrencies are hard. Why? because each payment transaction on the blockchain must be signed by the payer. Merchants can not initiate a pull payment natively. ambrpay offers an easy to integrate solution solving this problem by using smart contracts. Allowing payments in any cryptocurrency and theirs tokens. And offers merchant an automatic conversion into USD/EUR without ever having to touch cryptocurrency removing all volatility risk for the merchant.


ArcaPay provides foreign exchange, international payment and currency risk management services to small & medium sized businesses. The company is authorised by the Financial Conduct Authority under the Payment Service Regulations 2017 (registration number: 670226) for the provision of payment services and licensed by HM Revenue and Customs (license number: XBML00000150442) as a money transmitter and bureau de change.


Best Finance is the fastest growing money transfer system with its own software that meets the world’s security standards and meets all the requirements and desires of customers and partners.


CBI Money UAB builds bridges for business payments among Europe, Asia and the World, facilitating world merchandise traders especially for eCommerce; CBI Money is targeting the thousands of SME businesses engaged in Sino-European trade. These businesses need an efficient and user-friendly platform that can receive and transmit payments in different currencies.


Changer4U – EU licensed payment institution connecting different e-wallets and banks worldwide.
The most convenient way to send and receive e-currencies. It’s fast, safe and easy!
Instant and automated order processing 24/7.
We execute international e-transfers across Europe and other global destinations continuously expanding our network.


At Clearshift, transparency is the most critical tool in our relentless quest for honest and fair foreign currency transactions.

Our ClearCost verifiable transparency platform is entirely unique in the global payments arena.


Contomobile does e-finance. Simply and reliably. We offer instant European IBAN accounts, both personal and business, and a growing set of streamlined tools for sending, receiving and managing funds. Multicurrency and cross-border, or local. With the ease of a swipe or a tap in our friendly app.

In a world where money and payments need to be as mobile as modern goods and services – as mobile as you are, that is – Contomobile lets you do more right from your mobile device.


Demivolt is a soon to be launched Electronic Money Institution in Lithuania. The company will offer cutting edge payment services to private and corporate customers involved in local and international trading.


As one of the world’s leading financial advisory organisations, deVere Group prides itself on providing high-class, professional advice to expatriate clients and investors all over the world.

Our commitment to deliver personalised, independent financial advice to each of our clients is built upon our employees’ expert abilities and their willingness to build a career in finance – which is why deVere only recruits the best.


Digital Virgo operates in the payment and monetization markets using Direct Carrier Billing. The Group is strategically positioned at the heart of an ecosystem made up with Telecom Operators, Merchants (Content Producers, Media, Ticketing companies) and Digital Advertising Platforms (Google, Facebook …). We connect these players to meet their main challenges: optimize payment, monetize contents, services and audiences and ensure performance through mobile marketing campaigns.


DiPocket UAB is a financial institution authorized and supervised by the Bank of Lithuania (ref: #75) and a Principal Member of Mastercard.

Our FinSocial App introduces a true peer to peer experience to personal financial services. We combined the best payment products and services you can find in banks and in specialized Apps, including Mastercard® prepaid debit cards, added a few more to offer you both savings and convenience, and even removed geographic boundaries.

DiPocket App is available both in iOS and Android.


We are DSBC.
The DSBC payment system is greeting you! 👋
We are creating a modern world of payments that are borderless, convenient, fast, and accessible to anyone – anytime and anywhere. We do our best to provide our clients with quality services at fair prices that are not inflated by extra costs.


By logging in to the eBŪSTAS self-service you will be able to Manage your accounts and payments.

Find all the information you need, view your account and payment history, and pay for services with just a few clicks of a button.


We are working on pushing the existing payment environment forward, so that you can just focus on your business, and not on the technology. We want to eliminate all financial boundaries generated by standard international operations. Our goal is to make money borderless, just as they should be.


Exchange4free is a leading foreign exchange, money transfer, payments and technology provider servicing over 50,000 private and corporate clients worldwide.


We are a Lithuanian company and situated in Europe’s geographical center. Most of us were born during a time when a hunger for freedom resulted in the tearing down of the Berlin Wall and an enormous change to the geopolitical landscape. We were forged in the fire of rock-and-roll.

We dreamed big and refused to conform to the established rules. We grew up, received our PHDs and other qualifications but with all that knowledge, we started to understand that some things that come with capitalism are not quite as good they are cracked up to be. One of them is the banking industry.


Flywire is a high-growth vertical payments company trusted by organizations around the world to deliver on their customers’ most important moments. Unlike other companies, Flywire is proven to solve high-stakes vertical-specific payment and receivables problems for organizations that deliver high-value services.


We combine financial responsibility with the need for technology, so we are committed to providing our customers not only with convenient, fast and high-quality financial services, but also with continuous improvement of payment and collection options. Get a new payment method!


Genome is a complete payments platform engineered for online businesses in Europe and worldwide that enables fast, easy, low cost and secure payments from anywhere to anyone.

The platform combines access to funds in multiple currencies with the ability to spend or exchange them via web/app or using a debit or credit card. Once we open your international bank account (IBAN) sending and receiving funds from anywhere in the world and in any currency is easy, so is managing your online business, all in in one place. Machine learning powered security enables advanced payment security and safe account management from anywhere.


GlobalNetInt is a safe, smart and multifunctional system which provides a full One Stop Payment Solutions to satisfy the client’s needs! Get all the services you need in just one click!


Globitex team has created a professional Bitcoin marketplace to fill the need for institutional grade exchange platform with advanced IT solutions, suitable for both individual and institutional Bitcoin market participants.

Our purpose is to advance the Bitcoin industry globally, increase Bitcoin trading liquidity and allow professional traders to participate via API (FIX & RESTful) interface for trading and payments.


Glocash Payment UAB is an electronic money institution focused on payment processing for e-commerce. Glocash Payment UAB offers payment processing, risk management, checkout optimization to merchants. In 2019 Glocash Payment UAB had total customer funds to be safeguarded of 5.52 mln EUR, Glocash Payment UAB generated gross profit of 1.86 mln EUR. Incorporated in Lithuania, Glocash Payment UAB is authorized and regulated by the Bank of Lithuania.


Google Pay is a digital wallet platform and online payment system developed by Google to power in-app and tap-to-pay purchases on mobile devices, enabling users to make payments with Android phones, tablets or watches.


Ibanera is a global fintech firm regulated in the United States, Canada, Europe and Singapore. As an innovative financial services platform, Ibanera provides businesses and individuals a seamless, user-friendly banking experience in a modern digital and global environment.


Ignitis provides electricity and natural gas supply, energy efficiency, heating solutions and other energy services.


We are a team of professionals in our fields on the mission to bridge East and West with seamless payments for traders and investors aiming to grow business volumes between Europe and Asia. That is why we created “International Payment Union” – a financial institution licensed and supervised by European Central Bank and Bank of Lithuania.


Kuan Intelligence is a cross border payment platform for small businesses between Europe and Asia. The company offers cheaper, faster and more transparent foreign exchange services and payment solutions for cross-border trades and investments for our clients.


Majestic is trusted global transaction banking platform for communities of common business interests. Majestic Omnibank payment platform enables the participants to pool their local and cross-border payment collections and transaction processing needs and instantly transact with their international company structures, entire network of suppliers, business partners and their clients within a single secure banking platform.


Established in 2014, Mistertango is the first fintech company offering dedicated IBAN accounts to individuals and businesses. The current account, complete with IBAN, the ability to transfer money instantly via SEPA, allows individuals and businesses to, quickly and securely facilitate and fund online activities using fiat currency.


We’re making e-commerce and financing more seamless and transparent.

Instead of going through different lenders one by one and filling out several applications, Montonio lets customers authenticate themselves and fetches them loan offers from multiple lenders in less than 30 seconds. We let customers pick the offer that they like best, and in doing so, we drive down shopping cart drop-off rates for the merchant and boost their sales.

Customers pay less, merchants earn more. It’s simple.


Financial services by people who care. Neocard provides secure, fully compliant financial services with a personal touch. We’re always here and ready to help.


InstaReM was founded in 2015 with a mission to improve the cross-border payments experience for consumers in the APAC region. While continuing to be an expert in consumer remittances, we’ve expanded and scaled our offerings to meet the needs of SMEs, Financial Institutions, Enterprises and other payment service providers. Our network is powered by our portfolio of licenses, hard-earned by building trust with financial regulators in over 38 countries. Our platform offers a wide range of payments services grouped into three categories: Send, Spend and Receive. As a company, we are continuously innovating and pushing boundaries. We aspire to become enablers, creators of an open platform that businesses and partners can use to build a world free of the old constraints and restrictions – a world of Open Money. That platform is Nium.


NovaPay is a licensed Payment Institution founded and managed by former bankers with a combined professional experience of more than 100 years. We know how hard is it for businesses to deal with the ever-changing financial environment nowadays. Our mission is to make you get more from your business with our payment solutions combining innovative, cutting-edge technology with business-minded professionalism.


All-in-one Payments Platform to serve your business needs! We transform business complexity into intuitive and easy to use solutions, with all business features and configuration options in your hands.


Founded in 2003, in Central London, Opal Transfer has swiftly established itself as the foremost remittance company specialized in foreign exchange money transfers to and from Eastern Europe. Over the 16 years’ experience, our company has extended its services to new horizons and now we operate in 37 countries within the UE, non-EU, plus UK.


OPAY is a secure and convenient Payment Collection System (Payment Gateway) providing innovative solutions for the e-commerce by not only allowing to collect the payments, but also having a rich set of sales promoting features. OPAY will take care of your online payments, so you can focus on developing your business.


Based on the booming Fintech, as well as the globalization of trade and social connection, especially the sustainable soaring from China to the world, PanPay Group is committed to providing the figure-tips professional, trusted and transparent international financial service to empower the SMEs and individuals into a seamless global economy arena. Company focuses on serving e-commerce, marketplace business and traditional traders.


PayApp is a stress-free current account for freelancers and entrepreneurs. Do business globally with an European current account. Fast international payments, multi-currency account, 100% online.


Your account for Europe and the rest of the World. Paylar is a trademark of UAB “UPLATA EU” – a licenced electronic money institution in Lithuania.


Paysera is an international electronic payment system.

The company provides both daily banking services, such as transfers, currency exchange, and payment card, as well as exclusive products such as an event ticketing system, SMS payment platform, QR code payments, transfers by phone number, payment solutions for schools, and other individual business solutions.

In the Baltic States, Paysera is a leading online payment processor, providing the majority of e-commerce merchants with a popular and reliable payment gateway service – Paysera Checkout.


PAYSTRAX is an innovative Financial Technology company which provides European merchants with state-of-the-art solutions for all their electronic transaction needs. The company offers multi-currency settlement and transaction services for POS terminals, e-commerce, m-commerce and mail/phone orders, in addition to services such as DCC, tokenisation, fraud and chargeback management. No matter how or where you sell your goods or services, we help you get your payments as quickly, securely and cost-efficiently as possible.


Paytend is one of the world‘s leading international digital banks.


UAB Perlas Finance started operating in 2008. The company uses a network of terminals developed throughout Lithuania and has managed to establish itself in the payment services market in a very short time. The company currently provides collection and fee collection services and GSM prepaid account replenishment services, as well as cash deposit and withdrawal services and bank transfer services.


Pervesk UAB is a licenced Electronic Money Institution based in Lithuania and regulated by the Bank of Lithuania. Our cutting-edge FinTech solutions are readily available for you, your business, and your brand.


Born in 2013, Probitas Fidelis Ltd is a Fintech company from Oxford, with its headquarters in the United Kingdom.

Established between prime brokers and banks, Probitas Fidelis guarantees highly competitive
pricing, credit facilities and the service flexibility required to facilitate client’s needs. With the ability to openly source credit lines and currencies throughout the world, Probitas Fidelis has access to the most competitive rates in the market.


The core team at Pyrros has considerable experience in cards, payments, merchant acquiring, credit and debit card programs and general business improvement techniques for the finance community. We provide clients the ability to convert currencies, make payments from linked accounts as well as providing card and mobile money services.


Ria Money Transfer, a subsidiary of Euronet Worldwide Inc., (NASDAQ: EEFT), is a global leader in money remittances.

Founded in 1987, the company has grown from a single storefront in New York City, to become one of the largest money transfer companies worldwide. In the 30 years the company has grown its network to offer services in 160 countries through more than 400,000 locations.

Ria offers fast, secure and affordable money transfers to millions of customers worldwide along with currency exchange, mobile top-up, bill payment and check cashing services in selected markets. The company is steadfast in its commitment to its customers and ingrained within the communities in which they live.



SatchelPay is a unique financial company with multiple licenses that was build in order to serve today’s needs for private individuals and international businesses. We provide one of the largest scopes of transactional operations existing on the market, making this service simple as never before.



SHIFT Financial Services was established in United Kingdom (Britain) as a Limited Liability Company in June 2009.

The Company was established with a vision to break into the financial transfers’ industry with competence, to achieve its clients’ satisfaction by penetrating the time barrier and shorten the distance between the one family and friends around the world.
The Company is committed to use the latest techniques to develop the latest softwares and services in order to meet the needs of its diverse clients and deliver these services within the highest quality, security and precision standards.


Simplex has been changing the status quo of crypto on/off ramps since 2014. As the market leader, we pioneered the first riskless global fiat onramp using a credit and debit card, which promises a zero chargeback guarantee. Simplex continues to innovate the space with Simplex Banking, which offers the Simplex fraudless payment processing, with global payment accessibility. Working alongside the biggest names in the crypto ecosystem, including Binance, Huobi, Bitpay, among hundreds of others, Simplex provides the complete fiat infrastructure for the cryptocurrency ecosystem. As a licensed EU financial institution, Simplex was selected as one of the 10 most impactful companies in blockchain in 2020. Put simply, Simplex is making crypto accessible to all, turning the complex into the Simplex.


Smooth way to pay electricity, water, gas, internet and other utility bills wherever you are!

Sollo collects payments for utilities, telecommunications and other services and makes money transfers through the intermediary MAXIMA in Lithuania and Latvia.


We are Sonect. We are young, we are courageous, we are mavericks and we are having fun while we’re at it. Always having the goal of making the financial world smarter, simpler and more digital, we are creating the path to this digital financial future.


SumUp is a leading financial technology company, operating across 32 markets on three continents. We’re building a world where small businesses can be successful doing what they love.

We empower business owners by enabling them to accept card payments in-store, in-app and online, in a simple, secure and cost-effective way. Today, our card readers are used by over 2 million merchants around the world.

We’re continually developing new ways to help our customers do business, and our solutions are always intuitive and inclusive. We’ve launched multiple new products in 2020, including SumUp Invoices and Mobile Payments.


TBF Finance service allows you to accept eCommerce merchants any kinds of online payments via credit cards and by the foremost popular electronic payment systems. Grow your online business under utmost protection and care of TBF Finance. We developed one of the most advanced online payment processing systems in the market.


Some say TeslaPay is a payment system. We say TeslaPay is a community of innovators.

We are a devoted team of finance professionals from across the globe with the ultimate goal to create a payment system that would allow you to experience the future. We travel a lot, do business a lot, therefore we know the banking needs of both individuals and businesses – even if they are constantly on-the-go. We know what works – and what doesn’t. So we created a payment system that would be just perfect. It’s the payment system you’ve all been waiting for. It’s the future. Today.


Transactive provides a simple, cost-effective way to integrate with multiple payment systems around the world.


TransferGo’s mission is simple: to make sending money abroad as quick and easy as sending a text. Our 2.5 million customers—from migrants to business users—send money to over 150 countries. We’re proud that they pay up to 90% less than at the banks, and can get their money delivered digitally and securely in just 30 minutes.

We’re a diverse, multilingual group, with over 200 employees and offices in London, Vilnius, Kaunas, Berlin, Istanbul and Warsaw—and we’re still growing. It feels good to work somewhere that promotes collaboration and motivates you to do the work that matters. Somewhere that encourages you to take risks, knowing that we’ll learn from our mistakes. Somewhere genuinely fun to be. Become a Transfernaut and see for yourself.


Faster and cheaper international money transfers with better exchange rate.


Valyuz UAB is a cutting-edge payment service provider regulated by the bank of Lithuania which offers alternative solution to traditional banking for clients world-wide. Valyuz UAB is authorized by the Bank of Lithuania under the Law on Electronic Money and Electronic Money Institutions 2011 for Issuance of electronic money.


Verified Payments is a global Banking as a Service (BaaS) provider. We leverage our unrestricted EU EMI license and core banking platform to support any business in its payment operations.

For Neo Banks, remittances companies, or other licensed financial institutions we provide the full white-label infrastructure to focus on business development, outsource compliance, and speed to market. Verified Payments empowers businesses to retain customers, automate payments and settle globally for many sectors beyond financial services.

Your business needs to have outgrown traditional banking capabilities. Verified Payments is your present-day solution.


Verifo focuses on providing e-money and payment services to corporate clients inside and outside of Europe. It enables its customers to open IBAN accounts, store their funds, make SEPA and SWIFT payments, and manage their finances via digital channels.

We have a clear purpose – enabling our customers to manage their funds efficiently and securely. The services we provide are tailored to solve modern-day payment problems. From opening European IBANs to making reliable international transfers.


Verse is a financial brand within the ecosystem of Square, located in Barcelona. Our goal is to take the friction out of spending and sharing money through peer-to-peer transactions. Our digital wallet allows you to share payments instantly, safely, and free of charge in select European countries.

We are collaborating closely with the Cash App organization to build a product that refines the world’s relationship with money by making it universally accessible. This partnership will enhance support and continued investment in our company’s growth across the European Union.

VIENA SASKAITA is aiming to make paying utility bills convenient and easy for everyone, regardless of age, experience, or online skills. It is an online platform that takes care of collecting, submitting and paying household bills for more than 12 years. Both the online platform and mobile app unite 2.500 different service providers throughout Lithuania, allowing customers to conveniently receive invoices and pay quickly and securely online. We drive growth through customer satisfaction, as it encourages us to constantly evolve. According to growth companies, we are the ones, your neighbor would be happy to recommend!


Wallter is one of the leading Financial institutions in Lithuania licensed by BOL (with a sister company licensed in Singapore by the MAS). We provide our customers with better payment solutions.

Savings and Investments


Debitum enables investors to access an alternative asset class – corporate loans from Europe.

Debitum screens market for non-bank loan originators; cherry-picks the ones who would benefit from additional funding; performs deep due diligence; onboards a few who pass all criteria (particularly skewed towards the safety of investment).

Debitum has developed an innovative technological platform to automate the whole process.


We are a financial risk and liquidity management services provider with the focus on hedging, cash management and business analytics. We employ sophisticated mathematical modeling and business intelligence tools to deliver our Corporate Clients with custom and cost-effective hedging, cash management and business analytics solutions.


EstateGuru is the leading European marketplace for short-term, property-backed loans.

In 2013 a group of real estate and fintech experts based in Tallinn, Estonia had a bright idea. What if they could break down the barriers which ensured that investing in secured property loans was a luxury only available to the wealthy and well-connected? And what if they could help entrepreneurs and visionaries in the property development business who struggle with the ‘one-size-fits all’ solutions offered by banks and major financial institutions at the same time?

Thus EstateGuru was born.


Evarvest unites the world’s stock exchanges, making it simple to invest in the brands you know, love and trust.


For people who often make spontaneous purchases and struggle to get their personal finances in order Finmill is a smart financial advisor that determines if a purchase can be afforded instantly by analyzing historical account data and predicting future cash flow.

Unlike traditional personal finance applications, Finmill provides personalized, prospective insights and offers quick actions to make informed financial decisions.


First licensed buy to let crowdfunding platform in EU.


IPOhub is a complete platform for stock exchange investments, a stock exchange aggregator website and a metasearch engine for stock issuance offers and related information from around the world.

It connects all market participants. IPOhub is the borderless meeting point in the stock market between issuing agents, companies and investors.
It offers a view of aggregated data. With IPOhub you can discover and compare companies and share issues across Europe without having to go to multiple websites.


Lenndy group is focused on FinTech and non-banking lenders development. Infrastructure of non-banking lenders allow individuals and businesses directly lend their money to ohers. Lenndy group provided effective business model for lending market development and diversification across the world.


We are Mintos – a global online marketplace for investing in loans.

At Mintos, we connect investors from all over the world with loans originated by a variety of international and Mintos-authenticated alternative lending companies. We offer a unique service that makes investing accessible, easy and transparent.

Since launching in 2015, Mintos has demonstrated exponential growth and has become the world’s largest marketplace of its kind.


UAB FMĮ Myriad capital is a category C financial brokerage company licensed by the Bank of Lithuania, which provides its clients with investment portfolio management, distribution of financial instruments, pooled financing and financial technology (FinTech) solutions.


NEO Finance is the largest P2P lending platform in Lithuania, operating under the name of Paskolų klubas. We offer our investors possibility to invest in the loans of Lithuanian consumer credit receivers. Operating since 2015, the platform has been offering its investors solid returns of 12-18% and is the first P2P platform in the country to have reached constant EUR 1 M+ monthly issues.


Nordstreet is a p2p real estate financing platform, radically changing investment opportunities in real estate. From now on, real estate investments are no longer available only to venture capital companies or extremely wealthy individuals: everyone has the opportunity to choose a reliable real estate project and have the ability to invest. Nordstreet provides projects which are carefully scrutinized and analyzed by platform professionals team and advisers.


Poklet is a safe and convenient mobile app for the family, a child’s payment card and financial skills development.


Profitus is a crowdfunding and investment platform, an intermediary between investors, who are looking to employ their free money and those who want to receive funding for business ideas and real estate projects.

Our main goal is to make investment available to everyone. Even those who don’t know a lot about investing. Investments start at 100 euros and the platform is open 24/7. Investments are secured by pledging real estate, as well as by other collaterals (e.g., indemnity or warranty). Different projects have different security tools that users can access in self-service for each project.


Real estate is one of the main asset classes which, unlike shares or bonds, for a long time was accessible only to professional investors. By employing technologies, we change the standards and open the door for everyone to enjoy the benefits of real estate investments.


SAVY is a virtual peer to peer lending platform, which helps you invest your money easily and efficiently.

It works like this: Internet users who are looking to invest money lend directly to other users who wish to borrow money.

SAVY not only brings lenders and borrowers together, but also reduces the risks for both sides, all while automating and simplifying the process.

We believe in a positive, transparent and socially responsible lending environment.


Synergy Finance is a company registered in the Republic of Lithuania, to which the Bank of Lithuania has issued a management company license (license number VĮK-020). This license entitles the company to manage collective investment undertakings investing in other collective investment undertakings, to manage other persons’ portfolios of financial instruments and to provide advice on investing in financial instruments (investment portfolio formation, selection of financial instruments, review of investment directions, etc.). In addition to its core business, the company also conducts monthly financial market investment surveys and provides training.

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